JoAnna and Gail's Real Estate Blog




Buying a home is a major decision. For most people it is the largest purchase that they will make in their lifetime. I have put together a list of tips that will help you make an educated decision.

1.  Always do your homework before you go out looking. Decide what town and neighborhoods you'd like to focus on. What features are most important to you and most of all, what is your monthly budget for your home?


2.  Be Practical.  It's okay to be selective but don't be unrealistic with your expectations. Create a guide of needs and wants and use that to evaluate each home.


3.  Review your credit report. Speak to a lender and get pre-qualified for a mortgage. Make sure that you have enough money to cover your down payment as well as closing costs. This will help you determine what price range to look in.


4.  Think long term. Will this be the home you plan to stay in or will you buy a starter home with plans to move up to a larger home in a few years? This is very important as it will determine the size and style of home you choose.


5.  Get a home inspection. This will determine not only what currently needs to be addressed but will alert you to future repairs. A home owners warranty purchased either by the seller or you is a great insurance policy.


6.  Determine your timeframe. Do you need to get into a home before school starts? Is your lease up soon? Can you continue month to month until you close? Do you need to coordinate a purchase with a sale? All of these factors are important when negotiating for a home.


7.  Make the final decision yourself. Don't ask too many people for opinions. Find someone you trust for guidance but be prepared to make the final determination on your own.


Above all else, enlist a real estate professional to help you with your search. The internet is a wonderful tool but nothing can replace the feeling you get from being inside a home. You will know as soon as you walk in the door that you have found the home for you.

Follow these tips and enjoy the notion that you will be in your new home very soon.


Gail Szeluga

Weichert Realtors


Gail Szeluga e-Pro®,ABR®, SFR, SRES

2013 Top Producer and Top Salesperson

NJAR Circle of Excellence 2010-2013
Manalapan/Marlboro Office

732-580-7893 Cell

Comment balloon 3 commentsGail Szeluga • September 09 2009 08:52PM


Good points, but I'd put hiring a Realtor as the number one item.  A good agent will guide you through the process.  What's more, agents have the powerful search tools - all the internet search tools are designed to do two things: 1. make the buyer think they are searching, 2. grab their info so an agent can contact them to offer assistance in the buying process. Thanks for sharing.

Posted by Drick Ward, "RealtorDrick" - Experienced Representation (NEPTUNE REALTY) about 9 years ago

Great tips.  #7 is important. Make the final decision yourself.  Most often first time buyers bring in their parents and you know what happens next.  They think you are paying too much. 

Posted by Rosalinda Morgan, "The Rose Lady" about 9 years ago

Thanks for the article.Your article was pretty informative and i hope that in future also i get these kind of article.

Portable Storage,

Posted by Portable Storage about 9 years ago